Have you, a family member or neighbor / friend sustained storm damage to your property or vehicle(s)? As it’s always important to file claims with your property insurers, many homeowners are too overwhelmed with the stress and hardships in dealing with the aftermath. The following list are tips that can help guide you through the aggravating process.
- Call your insurance agent or company’s toll-free claim filing telephone number immediately to report property and/or vehicle damage.
- Make minor repairs to damaged property to prevent further damage or looting. Save receipts and present to the Adjuster. Do not make major repairs until an Adjuster has the opportunity to inspect the property.
- Photographs or video documentation of damaged property is recommended.
- Do not dispose of damaged personal property until an Adjuster has had the opportunity to look at it.
- If flooding has occurred, disconnect all electronic equipment and electrical appliances and move them to a dry place.
- Try and move damaged household items to a dry area of the home or business.
- If damage is extensive, be certain your property is identified with your address. Place a plywood sign with your address and the name of your insurance company in front of the property. If you’re unable to stay at the site, leave a number where you can be reached.
- Select a reliable contractor (like United Water Restoration Group, Inc.) to complete repairs on your property, once a final settlement has been made by your insurance company. Ask the contractor for references and verify those references.
- Be cautious of a contractor who demands full payment for the work upfront. Storm-damaged areas often attract unscrupulous contractors who may do less than acceptable work or leave town after receiving advance payments.