{"id":4719,"date":"2021-04-15T16:05:52","date_gmt":"2021-04-15T16:05:52","guid":{"rendered":"https:\/\/unitedwaterrestoration.com\/blog\/?p=4719"},"modified":"2022-06-09T10:51:07","modified_gmt":"2022-06-09T14:51:07","slug":"5-most-common-homeowner-insurance-questions-when-dealing-with-water-damage","status":"publish","type":"post","link":"https:\/\/unitedwaterrestoration.com\/blog\/5-most-common-homeowner-insurance-questions-when-dealing-with-water-damage\/","title":{"rendered":"5 Most Common Homeowner Insurance Questions When Dealing with Water Damage"},"content":{"rendered":"<p><\/p>\n<p style=\"text-align: center;\"><iframe loading=\"lazy\" title=\"How To Make Sure Your Insurance Covers You Under A Water Damage Situation\" width=\"640\" height=\"360\" src=\"https:\/\/www.youtube.com\/embed\/NH3GQaUdl6Q?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe><\/p>\n<p>\n<span style=\"font-weight: 400;\">After any water damage event at a home, the first question for many is \u201cwhat next?\u201d the other common question is \u201cwill my insurance cover this?\u201d While we depend on insurance to cover accidents, sometimes the process isn\u2019t simple.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">We at <\/span><a href=\"https:\/\/unitedwaterrestoration.com\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">United Water Restoration Group<\/span><\/a><span style=\"font-weight: 400;\"> would like to help you navigate this process as much as possible. We would like to answer the top 5 most common homeowner insurance questions while dealing with water damage. Our support staff can also assist you with any further questions not found here, you can contact our emergency hotline at <strong>(800) 430-5838<\/strong> to get the water damage restoration process started.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\"><div class=\"su-button-center\"><a href=\"tel:(800) 430-5838\" class=\"su-button su-button-style-default\" style=\"color:#FFFFFF;background-color:#750e0f;border-color:#5e0c0c;border-radius:9px;-moz-border-radius:9px;-webkit-border-radius:9px\" target=\"_blank\" rel=\"noopener noreferrer\"><span style=\"color:#FFFFFF;padding:0px 24px;font-size:18px;line-height:36px;border-color:#9f5757;border-radius:9px;-moz-border-radius:9px;-webkit-border-radius:9px;text-shadow:none;-moz-text-shadow:none;-webkit-text-shadow:none\"> Call UWRG Now<\/span><\/a><\/div><\/span><\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-4721 size-full\" src=\"https:\/\/unitedwaterrestoration.com\/blog\/wp-content\/uploads\/2021\/04\/44.png\" alt=\"Does Home Insurance Cover Burst Pipes?\" width=\"640\" height=\"360\" srcset=\"https:\/\/unitedwaterrestoration.com\/blog\/wp-content\/uploads\/2021\/04\/44.png 640w, https:\/\/unitedwaterrestoration.com\/blog\/wp-content\/uploads\/2021\/04\/44-300x169.png 300w\" sizes=\"auto, (max-width: 640px) 100vw, 640px\" \/><\/p>\n<h2><strong>Does Home Insurance Cover Burst Water Pipes?<\/strong><\/h2>\n<p><span style=\"font-weight: 400;\">Typically, homeowner\u2019s insurance does cover burst water pipes. However, it depends on the circumstances. If the burst is sudden and unexpected it can be covered. If the pipe had a slow leak and was rusting, the company will likely chalk it up to user error and deny coverage.<\/span><\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-4722 size-full\" src=\"https:\/\/unitedwaterrestoration.com\/blog\/wp-content\/uploads\/2021\/04\/45.png\" alt=\"Does Home Insurance Cover Cracked Walls\" width=\"640\" height=\"360\" srcset=\"https:\/\/unitedwaterrestoration.com\/blog\/wp-content\/uploads\/2021\/04\/45.png 640w, https:\/\/unitedwaterrestoration.com\/blog\/wp-content\/uploads\/2021\/04\/45-300x169.png 300w\" sizes=\"auto, (max-width: 640px) 100vw, 640px\" \/><\/p>\n<h2><strong>Does Home Insurance Cover Cracked Walls?<\/strong><\/h2>\n<p><span style=\"font-weight: 400;\">Homeowner\u2019s insurance can cover cracked walls and foundation damage. There is a catch, though. The damage and cracks have to be the direct result of a covered peril, such as water damage. It can not come from your home settling or shifting. Certain insurance companies, like <\/span><a href=\"https:\/\/www.farmers.com\/learn\/insurance-questions\/does-home-insurance-cover-my-foundation\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">Farmer\u2019s Insurance<\/span><\/a><span style=\"font-weight: 400;\">, lay out their coverage online.<\/span><\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-4723 size-full\" src=\"https:\/\/unitedwaterrestoration.com\/blog\/wp-content\/uploads\/2021\/04\/46.png\" alt=\"\" width=\"640\" height=\"360\" srcset=\"https:\/\/unitedwaterrestoration.com\/blog\/wp-content\/uploads\/2021\/04\/46.png 640w, https:\/\/unitedwaterrestoration.com\/blog\/wp-content\/uploads\/2021\/04\/46-300x169.png 300w\" sizes=\"auto, (max-width: 640px) 100vw, 640px\" \/><\/p>\n<h2><strong>How do I Deal with Insurance After Water Damage?<\/strong><\/h2>\n<p><span style=\"font-weight: 400;\">Be sure you have a clear understanding of the situation unfolding at your home and have all policy numbers and related paperwork readily available. It is also keen to note that some homeowners may be subject to working with several insurance companies. Meaning that you may have to find out which company covers what incidents. Most insurance companies, like <\/span><a href=\"https:\/\/www.allstate.com\/tr\/home-insurance\/water-damage.aspx\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">Allstate<\/span><\/a><span style=\"font-weight: 400;\">, have their terms listed on their site for these types of claims.<\/span><\/p>\n<p><span style=\"font-weight: 400;\"><div class=\"su-button-center\"><a href=\"https:\/\/unitedwaterrestoration.com\/water-damage-restoration\" class=\"su-button su-button-style-default\" style=\"color:#FFFFFF;background-color:#750e0f;border-color:#5e0c0c;border-radius:9px;-moz-border-radius:9px;-webkit-border-radius:9px\" target=\"_blank\" rel=\"noopener noreferrer\"><span style=\"color:#FFFFFF;padding:0px 24px;font-size:18px;line-height:36px;border-color:#9f5757;border-radius:9px;-moz-border-radius:9px;-webkit-border-radius:9px;text-shadow:none;-moz-text-shadow:none;-webkit-text-shadow:none\"> Water Damage Restoration Services<\/span><\/a><\/div><\/span><\/p>\n<p><span style=\"font-weight: 400;\">The first step to any <\/span><a href=\"https:\/\/unitedwaterrestoration.com\/water-damage-restoration\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">water damage restoration process<\/span><\/a><span style=\"font-weight: 400;\"> should be contacting your insurance provider to seek assistance. In the case of emergencies, such as an ongoing concern, you can contact our emergency hotline at <strong>(800) 430-5838<\/strong> and we can have a team on-site in as little as an hour to assist and help prevent any further damage.\u00a0<\/span><\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-4724 size-full\" src=\"https:\/\/unitedwaterrestoration.com\/blog\/wp-content\/uploads\/2021\/04\/47.png\" alt=\"What Kind of Water Damage Does Insurance Cover\" width=\"640\" height=\"360\" srcset=\"https:\/\/unitedwaterrestoration.com\/blog\/wp-content\/uploads\/2021\/04\/47.png 640w, https:\/\/unitedwaterrestoration.com\/blog\/wp-content\/uploads\/2021\/04\/47-300x169.png 300w\" sizes=\"auto, (max-width: 640px) 100vw, 640px\" \/><\/p>\n<h2><strong>What Kind of Water Damage Does Insurance Cover?<\/strong><\/h2>\n<p><span style=\"font-weight: 400;\">Most water damage events are covered by insurance companies. As long as the resulting damage is not caused by a lack of maintenance or by the owner directly, the insurance company is likely to provide coverage.\u00a0<\/span><\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-4725 size-full\" src=\"https:\/\/unitedwaterrestoration.com\/blog\/wp-content\/uploads\/2021\/04\/48.png\" alt=\"Is Mold Damage Covered by Insurance\" width=\"640\" height=\"360\" srcset=\"https:\/\/unitedwaterrestoration.com\/blog\/wp-content\/uploads\/2021\/04\/48.png 640w, https:\/\/unitedwaterrestoration.com\/blog\/wp-content\/uploads\/2021\/04\/48-300x169.png 300w\" sizes=\"auto, (max-width: 640px) 100vw, 640px\" \/><\/p>\n<h2><strong>Is Mold Damage Covered by Insurance?<\/strong><\/h2>\n<p><span style=\"font-weight: 400;\">Under certain circumstances, mold damage is covered by most insurance. The mold has to be the result of another covered peril, such as water damage. If the mold growth is the result of a lack of maintenance, then your insurance company is very likely to deny coverage.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">It is also good to note that most insurance companies will deny any claim where the mold does not span at least 10 consecutive feet, as that is one of the requirements for professional <\/span><a href=\"https:\/\/unitedwaterrestoration.com\/mold-removal\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">mold damage remediation<\/span><\/a><span style=\"font-weight: 400;\">.\u00a0<\/span><\/p>\n<h2><strong>Insurance Assistance<\/strong><\/h2>\n<p><span style=\"font-weight: 400;\">After any major damage event in your home, the insurance process adds another tedious and lengthy task. Though this part of the process is necessary to save you money and time, it can be tricky to navigate. <\/span><a href=\"https:\/\/unitedwaterrestoration.com\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">United Water Restoration Group<\/span><\/a><span style=\"font-weight: 400;\"> technicians can help with the remediation and restoration process while our support staff can assist you with your insurance claims process.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\"><div class=\"su-button-center\"><a href=\"https:\/\/unitedwaterrestoration.com\/search\" class=\"su-button su-button-style-default\" style=\"color:#FFFFFF;background-color:#750e0f;border-color:#5e0c0c;border-radius:9px;-moz-border-radius:9px;-webkit-border-radius:9px\" target=\"_blank\" rel=\"noopener noreferrer\"><span style=\"color:#FFFFFF;padding:0px 24px;font-size:18px;line-height:36px;border-color:#9f5757;border-radius:9px;-moz-border-radius:9px;-webkit-border-radius:9px;text-shadow:none;-moz-text-shadow:none;-webkit-text-shadow:none\"> Find an Office Near You<\/span><\/a><\/div><\/span><\/p>\n<p><span style=\"font-weight: 400;\">We can assist you with every step of the water damage restoration process and return your home back to its normal state. If you are dealing with water damage and need help, our team is always ready and willing to assist. You can contact our emergency hotline at <strong>(800) 430-5838<\/strong>, which is open 24-hours a day, 7 days a week, and can place you in direct contact with a certified technician in a matter of a few minutes.\u00a0<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>After any water damage event at a home, the first question for many is \u201cwhat next?\u201d the other common question is \u201cwill my insurance cover this?\u201d While we depend on insurance to cover accidents, sometimes the process isn\u2019t simple.\u00a0 We at United Water Restoration Group would like to help you navigate this process as much<\/p>\n<p><a class=\"btn btn-secondary understrap-read-more-link\" href=\"https:\/\/unitedwaterrestoration.com\/blog\/5-most-common-homeowner-insurance-questions-when-dealing-with-water-damage\/\">Read More<\/a><\/p>\n","protected":false},"author":1,"featured_media":4720,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[124,7],"tags":[],"class_list":["post-4719","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-insurance","category-water-damage"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v20.13 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>5 Most Common Homeowner Insurance Questions When Dealing with Water Damage<\/title>\n<meta name=\"description\" content=\"Navigating the insurance claims process can be difficult. 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