Is My House In A Flood Zone?

Over 15 million homes are in flood zones. The number is increasing nearly every year as research expands areas and add new flood zones to the maps. While recent research suggests FEMA’s flood zone map is incorrect, it is adjusting and what most homeowner insurance companies follow. 

Being in a flood zone can be risky. However, millions of Americans live in a flood zone unknowingly. United Water Restoration Group, a company that focuses on water, fire, mold, and flood damage would like to discuss your home’s risk of being in a flood zone.

FEMA’s flood zone map is the primary reference for many when determining flood risks. However, recent studies have cast doubts on its accuracy. While it remains the benchmark for many homeowner insurance companies, emerging research suggests that the map might be underrepresenting the actual risk. Shockingly, current data indicates that FEMA’s map might exclude up to 70% of properties that are genuinely at risk of flooding.

This discrepancy is a cause for concern, especially for homeowners who believe they are safe based on FEMA’s map. The reality is, millions of Americans might be unknowingly residing in areas vulnerable to floods. Recognizing this gap and the potential risks homeowners face, United Water Restoration Group, a leading company specializing in water, fire, mold, and flood damage, emphasizes the importance of understanding and assessing flood risks.

If you’re pondering over the question, “Is my home in a flood zone?”, it’s important to not solely rely on FEMA’s map. Given the potential inaccuracies, it’s advisable to seek additional information and consult experts in the field. United Water Restoration Group is dedicated to helping homeowners navigate these uncertainties, offering insights and solutions to ensure that homes are protected against the devastating effects of floods.

Am I in a Flood Zone?

Understanding the potential risk of flood damage to your home is crucial for every homeowner. FEMA’s flood zone map is an excellent starting point for those curious about their property’s vulnerability. It’s a common misconception that only homes near the coast, rivers, or large water bodies are susceptible to flooding. The truth is, flood risks are far more widespread and varied than many realize.

Many people mistakenly believe that only catastrophic events, such as high-category hurricanes, can cause flood damage. However, flooding can result from seemingly mundane incidents like a burst pipe or even a particularly heavy downpour. The key takeaway is that flood damage isn’t exclusive to homes in traditionally recognized high-risk areas; it’s a threat that nearly every homeowner faces to some degree.

National statistics reveal that on average, 1 in 20 homes in the U.S. is at risk of flooding. However, this figure can vary significantly from state to state. For instance, states like West Virginia and Florida have a heightened risk, with 1 in 4 homes potentially lying in a flood zone. Conversely, while states such as Arizona and Nevada might seem like unlikely candidates for flooding with their arid climates, they aren’t entirely exempt. Their risk might be lower, around 3%, but instances of flooding have still been documented.

In essence, no state is entirely safe from the potential of flood damage. Whether you’re in a coastal city, a mountainous region, or the desert, it’s essential to be aware of and prepared for the possibility of flooding. By staying informed and taking proactive measures, homeowners can better protect their properties and loved ones from the unexpected devastation that floods can bring.

When assessing your home’s flood likelihood, keep in mind that even a few inches of rain can cause disastrous effects. How close are you to a large body of water? Lakes, rivers, and ravines pull of a risk of being in a flooded zone. Being located even a few miles from the coast can place your home at risk as well.

Preventing Flood Damage

Being located in a potential flood zone necessitates a proactive approach to safeguard your home and loved ones. While the idea of facing a flood can be daunting, preparedness can significantly mitigate the risks and potential damage. Here’s a comprehensive guide on how to fortify your home against the threat of flooding.

Sandbags: Sandbags have been a trusted ally in flood prevention for decades. Made from durable materials, these bags, when filled with sand, become a formidable barrier against rising water levels. Their versatility means they can be stacked, laid flat, or positioned in various configurations to suit the specific needs of a property. Especially crucial for homes with vulnerable entry points like ground-level doors or low windows, sandbags can effectively block and divert water. Moreover, they are cost-effective and can be stored easily for future use. When a storm is on the horizon, having sandbags on hand and knowing where to place them can make the difference between a dry home and a flooded one.

Maintain Clean Gutters and Drains: Gutters and drains play a pivotal role in managing rainwater around your property. However, nature’s debris, such as leaves, twigs, and even nests, can clog these systems over time. A blocked gutter can cause water to overflow, potentially damaging your home’s siding or foundation. Similarly, a clogged drain can lead to water pooling in areas you least expect. Regular inspections, especially before the rainy season, are crucial. Cleaning out any obstructions ensures that water can flow freely, minimizing the risk of unexpected flooding.

Invest in Technology: Modern problems require modern solutions. Installing a water pump can help remove excess water, while flood detection sensors can alert you at the first sign of potential flooding, allowing for timely interventions.

Landscape Wisely: The grading and drainage of your yard play a pivotal role in flood prevention. Ensuring that your yard slopes away from your home can prevent water from accumulating near your foundation. Proper drainage systems can further channel water away, reducing the risk of flooding.

Be Cautious with Watering: If a major storm is forecasted, refrain from watering your lawn or garden. Oversaturated soil can struggle to absorb additional rainwater, leading to potential flooding. By limiting the amount of water in the soil, you can provide it with a better chance to absorb rainwater effectively.

If you are experiencing a flood at your home, United Water Restoration Group technicians can assist. Contact our emergency hotline at (800) 430-5838 to directly speak to a technician in a matter of minutes. Our technicians are trained in up-to-date practices that will help your home return to a state of normalcy! 

We provide services in Ormond Beach, Florida, Jacksonville, Florida, Daytona Beach, Florida, Orlando, Florida, Tampa, Florida, Melbourne, Florida, and many other locations around Florida!