As a homeowner, one of the most challenging situations is dealing with an event that leaves your home in disarray. This is especially true in events that have water damage or involve flooding. A home flood is never easy to navigate, specifically if this is your first time handling this event. A flooded home can leave your living situation in complete chaos, it can uproot your life and cause severe damages.
You may be wondering what you can do after a home flood to save yourself from further damages. United Water Restoration Group, a company that specializes in flood and water damage restoration, would like to provide you with a few tips on handling this situation. We would like to go in-depth and answer different questions regarding this type of event.
Do I Need Home Flood Insurance?
Home flood insurance is likely one of the first thoughts in your mind after experiencing a home flood. Homeowner’s insurance may cover a flooded home, but it depends on your carrier and policy. If your property is within a usual flood zone, it is unlikely a traditional plan will provide coverage to a flooded home.
Really this depends on several key questions, such as the cause of the flood, your location, policy, and provider. After a home flood, you should immediately contact your insurance to discover if you are covered or not. Most flood zone areas require additional policies to be covered, traditional homeowner’s insurance will not generally cover flooded homes in flood zones.
What Are Home Flood Risks?
Home flood risks can be many different things at your property. Sometimes these are things within your control, like updating hardware or pipes, and sometimes they are outside of your control, like severe weather. There are several things at your home that may be a home flood risk:
- Aging Pipes – If your home has an aging pipe system, these pipes are more vulnerable than new ones. They can be vulnerable to pressure or weather, causing bursts or leaks that can flood a home in minutes. As of 2021, the average pipe system in America hit 45 years old.
- Foundation Cracks – A foundation crack can cause a leak to spring during a storm. Allowing water to rush in, leaving your home flooded, and you in a tricky situation. Foundation cracks can happen due to time or extreme events causing damage.
- Sump Pump Failure – A sump pump is supposed to protect your home in event of water in your basement. If your sump pump experiences failure, it can expel gathered water and cause a flooded home.
- Roof Leaks – Your roof can develop leaks caused by damages outside, such as storm damage or tree damage, or simply develop from age and natural wear and tear. Leaks from your roof can cause a home flood or severe water damage.
Asides from these issues, living in a flood zone is also an obvious flood warning. If you live in a flood zone, you should prepare yourself for the potential of a flooded home. Be sure to monitor the exterior of your home for cracks or indications of leaks. Spotting these prior to severe weather can afford you the time to correct them and save your property from damage.
Responding to a Flooded Home
A home flood can strike at any time and can result from many different events. If your home has flooded, you may be wondering what’s next. You’re likely filled with a lot of anxiety and questions about your flooded home. After experiencing a home flood, you will likely require water damage restoration services. Water damage restoration services can help return a flooded home back to its normal, pre-loss conditions.
United Water Restoration Group can assist with flooded homes. We can provide our flood damage restoration services to both commercial and residential properties. If your property is flooded, we can help! Our flood damage restoration services are administered by highly trained, certified technicians. We can assist with every step of the restoration process and help return your property back to a state of normalcy. Dealing with a flooded home is difficult, we can help save you time, frustration, and further damages at your flooded home.
If you are wondering what to do after a home flood, contact our service line! Our service line at (800) 430-5838 is open and available 24/7 for all your flood damage restoration needs. Contacting this service line can get you in direct contact with one of our trained professionals. After a brief description of your problem, we can connect you with a technician to either schedule a time or head to your property. In times of emergency, we can be at your property in under an hour! Our flood damage restoration services can return your property back to a state of normalcy and may be required after a flooding event. We provide services in Ormond Beach, Florida, Jacksonville, Florida, Daytona Beach, Florida, Orlando, Florida, Tampa, Florida, Melbourne, Florida, and many other locations around Florida!